– Credit guidelines can vary by lender and other factors. The USDA loan program offers $0 down home loans to purchase properties in non-urban areas. Even though USDA loans are available with no money down, buyers .
How to Buy a House with No Credit | Trusted Choice – Another way you can buy a house with no credit is to have a co-signer, such as a parent or relative, on your loan. This may not be the way you want to buy your first house, but if all else has failed, it may be your only option.